/* ============================================================
   BASE
   ============================================================ */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

:root {
  /* OKLCH palette — tinted toward Capitol red */
  --red:         oklch(0.45 0.20 24);
  --red-hi:      oklch(0.60 0.20 24);
  --red-dim:     oklch(0.42 0.18 24);
  --dark:        oklch(0.12 0.015 24);
  --dark-2:      oklch(0.17 0.012 24);
  --bg:          oklch(0.985 0.005 75);
  --surface:     oklch(0.965 0.008 75);
  --text:        oklch(0.16 0.012 24);
  --text-mid:    oklch(0.35 0.015 24);
  --text-faint:  oklch(0.52 0.012 75);
  --border:      oklch(0.88 0.008 75);
  --white:       oklch(0.985 0.005 75);

  --font: 'Manrope', system-ui, sans-serif;
  --max: 1200px;
  --pad-x: clamp(1.5rem, 5vw, 4rem);
  --sec: clamp(5rem, 10vw, 8.5rem);
  --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

body {
  font-family: var(--font);
  font-size: clamp(1rem, 1.4vw, 1.1rem);
  line-height: 1.65;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}

a { color: inherit; text-decoration: none; }
img { display: block; max-width: 100%; }
ul, ol { list-style: none; }

h1, h2, h3 {
  line-height: 1.1;
  font-weight: 800;
  letter-spacing: -0.025em;
}
h1 { font-size: clamp(2.2rem, 5.2vw, 4.25rem); }
h2 { font-size: clamp(1.9rem, 4.2vw, 3.25rem); }
h3 { font-size: clamp(1.1rem, 1.8vw, 1.375rem); font-weight: 700; }

.eyebrow {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--red);
  margin-bottom: 1rem;
  scroll-margin-top: 100px;
}
.eyebrow--light { color: oklch(0.72 0.09 24); }

/* ============================================================
   BUTTONS
   ============================================================ */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.825rem 1.625rem;
  font-family: var(--font);
  font-size: 0.9375rem;
  font-weight: 600;
  letter-spacing: 0.01em;
  border-radius: 3px;
  border: 1.5px solid transparent;
  cursor: pointer;
  transition: background 0.18s var(--ease), color 0.18s var(--ease),
              border-color 0.18s var(--ease), transform 0.12s var(--ease);
}
.btn:active { transform: translateY(1px); }

.btn--red {
  background: var(--red);
  color: var(--white);
  border-color: var(--red);
}
.btn--red:hover { background: var(--red-hi); border-color: var(--red-hi); }

.btn--white {
  background: var(--white);
  color: var(--text);
  border-color: var(--white);
}
.btn--white:hover { background: oklch(0.985 0.005 75 / 0); color: var(--white); }

.btn--ghost {
  background: transparent;
  color: var(--white);
  border-color: oklch(0.60 0.01 75);
}
.btn--ghost:hover { border-color: var(--white); }

.btn--analysis {
  background: var(--white);
  color: oklch(0.44 0.22 24);
  border-color: var(--white);
  font-weight: 700;
  padding: 1.1rem 2.25rem;
  min-width: 320px;
  justify-content: center;
  font-size: 1rem;
}
.btn--analysis:hover {
  background: oklch(0.98 0.005 75);
  transform: translateY(-2px);
  box-shadow: 0 12px 32px oklch(0 0 0 / 0.15);
}

.btn--full { width: 100%; justify-content: center; }

/* ============================================================
   NAV
   ============================================================ */
.nav {
  position: fixed;
  inset: 0 0 auto 0;
  z-index: 200;
  height: 90px;
  padding: 0 var(--pad-x);
  display: flex;
  align-items: center;
  transition: background 0.3s var(--ease), box-shadow 0.3s var(--ease);
}
.nav.scrolled {
  background: var(--white);
  box-shadow: 0 1px 0 var(--border), 0 4px 28px oklch(0 0 0 / 0.07);
}

.nav__inner {
  width: 100%;
  max-width: var(--max);
  margin: 0 auto;
  display: flex;
  align-items: center;
  gap: 2rem;
}

.nav__logo {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.4rem;
  flex-shrink: 0;
  margin-top: 0;
}
@media (min-width: 768px) {
  .nav__logo {
    flex-direction: row;
    align-items: center;
    gap: 1.5rem;
  }
  .nav__logo-bottom {
    order: -1;
    margin-top: 0;
  }
}
.nav__logo-bottom {
  display: flex;
  align-items: center;
  margin-top: 8px;
}
@media (max-width: 540px) {
  .nav__logo {
    align-items: flex-start !important;
  }
  .nav__logo-bottom {
    margin-top: 0;
    margin-left: 0;
  }
}
.nav__logo-icon {
  height: 12px;
  flex-shrink: 0;
}
@media (min-width: 768px) {
  .nav__logo-icon {
    height: 25px;
  }
}
.nav__logo-initials {
  font-size: 2rem;
  font-weight: 950;
  letter-spacing: -0.08em;
  color: var(--white);
  transition: all 0.3s;
  line-height: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  background: linear-gradient(135deg, oklch(0.44 0.22 24 / 0.85) 0%, oklch(0.50 0.20 24 / 0.75) 100%);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  padding: 0.65rem 0.8rem;
  border-radius: 50%;
  width: 68px;
  height: 68px;
  border: 1.5px solid oklch(1 0 0 / 0.25);
  box-shadow: 0 12px 40px oklch(0 0 0 / 0.2), inset 0 1px 1px oklch(1 0 0 / 0.3);
}
.nav__logo-dash {
  font-size: 1.5rem;
  font-weight: 200;
  color: var(--white);
  margin-left: 0.35rem;
  opacity: 0.95;
}
.nav__logo-name {
  font-size: 1.3rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--white);
  transition: color 0.3s;
  font-family: 'Crimson Text', serif;
  line-height: 1;
}
@media (min-width: 768px) {
  .nav__logo-name {
    font-size: 1.55rem;
    letter-spacing: 0.16em;
  }
}
.nav.scrolled .nav__logo-name { color: var(--text); }
.nav.scrolled .nav__logo-tag  { color: var(--text-mid); }

.nav__logo-light { display: block; }
.nav__logo-dark { display: none; }
.nav__logo-universal {
  display: none;
}

.cinfo__capitol {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
}

.universal-logo {
  width: auto;
  height: 35px;
  object-fit: contain;
}

.nav.scrolled .nav__logo-light { display: none; }
.nav.scrolled .nav__logo-dark { display: block; }


.nav__links {
  display: flex;
  gap: clamp(1.5rem, 3vw, 2.75rem);
  margin: 0 auto;
}
.nav__links a {
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--white);
  transition: color 0.2s;
  letter-spacing: 0.01em;
}
.nav__links a:hover { color: var(--red); }
.nav.scrolled .nav__links a { color: var(--text); }
.nav.scrolled .nav__links a:hover { color: var(--red); }

/* Hide submenu on desktop only (min-width: 961px) */
@media (min-width: 961px) {
  .nav__submenu {
    display: none !important;
  }
}

.nav__cta {
  display: flex;
  align-items: center;
  gap: 0.6rem;
  padding: 0.625rem 1.25rem;
  background: var(--red);
  color: var(--white);
  border-radius: 6px;
  font-size: 0.875rem;
  font-weight: 600;
  flex-shrink: 0;
  transition: all 0.2s var(--ease);
  box-shadow: 0 4px 12px oklch(0.45 0.20 24 / 0.3);
}
.nav__cta:hover {
  background: var(--red-hi);
  box-shadow: 0 6px 16px oklch(0.45 0.20 24 / 0.4);
  transform: translateY(-2px);
}
.nav__cta i {
  font-size: 0.95rem;
}

.nav__hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
  margin-left: auto;
}
.nav__hamburger span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: transform 0.28s var(--ease), opacity 0.28s;
}
.nav.scrolled .nav__hamburger span { background: var(--text); }
.nav__hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav__hamburger.open span:nth-child(2) { opacity: 0; }
.nav__hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* ============================================================
   HERO
   ============================================================ */
.hero {
  position: relative;
  min-height: 90vh;
  scroll-margin-top: 100px;
  display: flex;
  align-items: stretch;
  overflow: hidden;
  width: 100%;
  margin: 0;
  padding: 0;
}

.hero__bg {
  position: absolute;
  inset: 0;
  background-color: oklch(0.12 0.20 24);
  background-size: cover;
  background-position: center 85%;
  background-repeat: no-repeat;
  background-attachment: scroll;
}

/* Subpage hero with red gradient and background */
.hero--subpage .hero__bg {
  background-image:
    linear-gradient(to right,
      oklch(0.25 0.20 24 / 0.95) 0%,
      oklch(0.32 0.20 24 / 0.6) 35%,
      transparent 80%
    ),
    url('Background1.png');
  background-size: 110%;
  background-position: center;
}

/* Investment page with coins background */
.hero--investicie .hero__bg {
  background-image:
    linear-gradient(to right,
      oklch(0.25 0.20 24 / 0.95) 0%,
      oklch(0.32 0.20 24 / 0.6) 35%,
      transparent 80%
    ),
    url('Background2.png');
}

/* Insurance page with family background */
.hero--poistenie .hero__bg {
  background-image:
    linear-gradient(to right,
      oklch(0.25 0.20 24 / 0.95) 0%,
      oklch(0.32 0.20 24 / 0.6) 35%,
      transparent 80%
    ),
    url('Background3.png');
  background-size: 110%;
  background-position: center;
}

/* Cooperation page with team background */
.hero--spolupraca .hero__bg {
  background-image:
    linear-gradient(to right,
      oklch(0.25 0.20 24 / 0.95) 0%,
      oklch(0.32 0.20 24 / 0.6) 35%,
      transparent 80%
    ),
    url('Background4.png');
  background-size: 110%;
  background-position: center;
}

/* Retirement page with coins background */
.hero--dochodok .hero__bg {
  background-image:
    linear-gradient(to right,
      oklch(0.25 0.20 24 / 0.95) 0%,
      oklch(0.32 0.20 24 / 0.6) 35%,
      transparent 80%
    ),
    url('Background5.png');
  background-size: 110%;
  background-position: center;
}

/* Children planning page with education background */
.hero--deti .hero__bg {
  background-image:
    linear-gradient(to right,
      oklch(0.25 0.20 24 / 0.95) 0%,
      oklch(0.32 0.20 24 / 0.6) 35%,
      transparent 80%
    ),
    url('Background6.png');
  background-size: 110%;
  background-position: center;
}

/* Property insurance page with office background */
.hero--majetok .hero__bg {
  background-image:
    linear-gradient(to right,
      oklch(0.25 0.20 24 / 0.95) 0%,
      oklch(0.32 0.20 24 / 0.6) 35%,
      transparent 80%
    ),
    url('Background7.png');
  background-size: 140%;
  background-position: center;
}

/* Rising SVG chart with bottom-to-top animation */
.hero__chart {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  pointer-events: none;
}

/* Animate clip-path rect height to reveal chart from bottom upward */
.chart-clip-rect {
  y: 700;
  height: 0;
  animation: chartGrowUp 2.4s var(--ease) 0.3s forwards;
}

@keyframes chartGrowUp {
  0%   {
    y: 700;
    height: 0;
  }
  100% {
    y: 0;
    height: 700;
  }
}

.hero__inner {
  position: relative;
  z-index: 1;
  width: 100%;
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 var(--pad-x);
  display: grid;
  grid-template-columns: minmax(0, 550px) 1fr;
  align-items: center;
  gap: 3rem;
}

.hero__content {
  padding-top: clamp(2rem, 3vw, 3rem);
  padding-bottom: clamp(3rem, 6vw, 5rem);
  padding-left: 0;
  padding-right: 2rem;
  position: relative;
  max-width: 550px;
}

.hero__bg-accent {
  position: absolute;
  top: -400px;
  left: -300px;
  width: 1200px;
  height: 1000px;
  background: radial-gradient(circle at 40% 50%, oklch(1 0 0 / 0.04) 0%, transparent 98%);
  pointer-events: none;
  z-index: 0;
}

.hero__name {
  font-size: clamp(1.875rem, 3.5vw, 2.75rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--white);
  margin-bottom: 0.875rem;
  line-height: 1.1;
}

.hero__badge {
  display: inline-block;
  padding: 0.35rem 0.875rem;
  background: oklch(0.44 0.22 24 / 0.18);
  border: 1px solid oklch(0.44 0.22 24 / 0.38);
  border-radius: 2px;
  font-size: 0.75rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: oklch(0.78 0.10 24);
  margin-bottom: 2.25rem;
}

.hero__h1-wrap {
  position: relative;
  margin-bottom: 1.75rem;
}

.hero__h1 {
  display: block;
  width: 100%;
  margin: 0 0 1.75rem 0;
  padding: 0;
  text-align: left;
  font-size: clamp(2.2rem, 5.2vw, 4.25rem);
  color: var(--white);
  line-height: 1.15;
  font-weight: 800;
  letter-spacing: -0.025em;
  position: relative;
  z-index: 1;
}

.hero__h1-line {
  display: block;
  white-space: nowrap;
  color: var(--red);
}

.hero__sub {
  font-size: clamp(1rem, 2vw, 1.25rem);
  font-weight: 400;
  color: oklch(0.68 0.012 75);
  line-height: 1.65;
  margin-bottom: 2.75rem;
  max-width: 44ch;
}

.hero__actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

/* Mobile hero */
@media (max-width: 768px) {
  .hero--subpage .hero__bg {
    background-size: 250%;
    background-position: center 0%;
  }

  .hero--investicie .hero__bg {
    background-position: 75% center;
  }

  .hero--poistenie .hero__bg {
    background-size: 350%;
    background-position: 65% 25%;
  }

  .hero--spolupraca .hero__bg {
    background-size: 300%;
    background-position: center 20%;
  }

  .hero--dochodok .hero__bg {
    background-size: 300%;
    background-position: 55% 20%;
  }

  .hero--deti .hero__bg {
    background-size: 300%;
    background-position: 75% 20%;
  }

  .hero--majetok .hero__bg {
    background-size: 450%;
    background-position: 73% 20%;
  }

  .hero {
    min-height: 100vh;
  }

  .hero__inner {
    grid-template-columns: 1fr;
    grid-template-rows: auto 1fr;
    gap: 0;
    align-items: stretch;
    padding: 0;
    max-width: 100%;
    height: 100%;
  }

  .hero__content {
    padding-right: 0;
    padding-bottom: 0;
    padding-left: var(--pad-x);
  }

  .hero__photo-wrap {
    width: 100%;
    height: 100%;
  }

  .hero__photo {
    max-height: none;
    width: 100%;
    height: 100%;
    object-fit: cover;
  }

  .hero__h1 {
    font-size: clamp(1.5rem, 4vw, 2.2rem);
  }

  .hero__sub {
    max-width: 100%;
  }
}

/* Photo column */
.hero__photo-wrap {
  display: flex;
  justify-content: center;
  align-items: flex-end;
  height: 100%;
  position: relative;
}
.hero__photo {
  display: block;
  max-height: 75vh;
  width: auto;
  object-fit: contain;
  object-position: bottom center;
}

/* Floating service bubbles */
.hero__bubble {
  position: absolute;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 0.45rem;
  width: 90px;
  height: 90px;
  background: linear-gradient(135deg, oklch(0.44 0.22 24 / 0.48) 0%, oklch(0.50 0.20 24 / 0.42) 100%);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border: 1.5px solid oklch(1 0 0 / 0.25);
  border-radius: 50%;
  color: var(--white);
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  text-align: center;
  box-shadow: 0 8px 32px oklch(0 0 0 / 0.15), inset 0 1px 1px oklch(1 0 0 / 0.15);
  z-index: 2;
}
.hero__bubble svg {
  width: 26px;
  height: 26px;
  color: var(--white);
  flex-shrink: 0;
}
.hero__bubble span {
  display: block;
  line-height: 1.2;
}

/* Position each bubble very close to photo */
.hero__bubble--1 {
  top: 28%;
  left: 35px;
  animation: float-1 4.2s ease-in-out infinite;
}
.hero__bubble--2 {
  top: 48%;
  right: 5px;
  animation: float-2 4.8s ease-in-out infinite;
}
.hero__bubble--3 {
  bottom: 16%;
  left: 10px;
  animation: float-3 3.8s ease-in-out infinite;
}

@keyframes float-1 {
  0%, 100% { transform: translateY(0) translateX(0); }
  50% { transform: translateY(-20px) translateX(12px); }
}
@keyframes float-2 {
  0%, 100% { transform: translateY(0) translateX(0); }
  50% { transform: translateY(16px) translateX(-12px); }
}
@keyframes float-3 {
  0%, 100% { transform: translateY(0) translateX(0); }
  50% { transform: translateY(18px) translateX(14px); }
}

.hero__scroll {
  position: absolute;
  bottom: 2.25rem;
  left: var(--pad-x);
  display: flex;
  align-items: center;
  gap: 1rem;
  font-size: 0.6875rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: oklch(0.48 0.01 75);
  z-index: 2;
}
.hero__scroll-track {
  width: 44px;
  height: 1px;
  background: oklch(0.30 0.01 75);
  position: relative;
  overflow: hidden;
}
.hero__scroll-fill {
  position: absolute;
  inset: 0;
  background: var(--red);
  transform: translateX(-100%);
  animation: slideLine 2.2s var(--ease) infinite;
}
@keyframes slideLine {
  0%   { transform: translateX(-100%); }
  100% { transform: translateX(100%); }
}

/* Hero Icon Background */
.hero__icon-bg {
  position: absolute;
  bottom: -60px;
  right: 3%;
  width: 480px;
  height: 480px;
  color: oklch(1 0 0 / 0.06);
  pointer-events: none;
  z-index: 0;
  opacity: 0.7;
}

/* Hero Variants */
.hero__label {
  display: block;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: oklch(1 0 0 / 0.75);
  margin-bottom: 2rem;
  position: relative;
  z-index: 1;
  word-spacing: 0.15em;
}

.hero--hypo .hero__h1 {
  font-size: clamp(2.5rem, 8vw, 4rem);
  font-weight: 800;
  letter-spacing: -0.025em;
  color: var(--white);
  line-height: 1.1;
  margin-bottom: 1.75rem;
}

.hero--hypo .hero__subline {
  max-width: 65ch;
  font-size: clamp(1rem, 2.2vw, 1.25rem);
  color: oklch(1 0 0 / 0.85);
  line-height: 1.65;
  margin-bottom: 2.5rem;
}

/* ============================================================
   STATS
   ============================================================ */
.stats {
  background: var(--white);
  border-bottom: 1px solid var(--border);
  padding: clamp(1.5rem, 3.5vw, 2.5rem) var(--pad-x);
}
.stats__inner {
  max-width: var(--max);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
}
.stats__item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.2rem;
  padding: 0.75rem clamp(1.5rem, 3.5vw, 3.5rem);
}
.stats__item strong {
  font-size: clamp(1.75rem, 3.5vw, 2.5rem);
  font-weight: 800;
  color: var(--red);
  letter-spacing: -0.04em;
  line-height: 1;
}
.stats__item span {
  font-size: 0.8125rem;
  font-weight: 500;
  color: var(--text-mid);
  letter-spacing: 0.02em;
  white-space: nowrap;
}
.stats__sep {
  width: 1px;
  height: 40px;
  background: var(--border);
  flex-shrink: 0;
}

/* ============================================================
   WHY ME SECTION
   ============================================================ */
.why-me {
  padding: clamp(1rem, 2vw, 1.5rem) var(--pad-x);
  background: var(--surface);
  scroll-margin-top: 100px;
  color: var(--text);
  position: relative;
}
.why-me::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 2px;
  background: var(--red);
}
.why-me__inner {
  max-width: var(--max);
  margin: 0 auto;
  text-align: center;
}
.why-me__inner h2 {
  margin-top: 1rem;
  margin-bottom: clamp(2rem, 4vw, 3.5rem);
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  color: var(--text);
  line-height: 1.15;
  font-weight: 800;
}

.why-me__stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem 1rem;
  max-width: 900px;
  margin: 0 auto;
}

.why-me__stat {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.5rem;
  transition: transform 0.3s var(--ease);
}
.why-me__stat:hover {
  transform: translateY(-2px);
}

.why-me__number {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 900;
  color: var(--red);
  line-height: 1;
  margin-bottom: 0.25rem;
  letter-spacing: -0.02em;
}

.why-me__label {
  font-size: 0.75rem;
  font-weight: 500;
  color: oklch(0.72 0.01 75);
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

/* ============================================================
   SERVICES
   ============================================================ */
.services {
  padding: clamp(2.5rem, 5vw, 4rem) var(--pad-x);
  background: var(--bg);
  scroll-margin-top: 100px;
}
.services__inner {
  max-width: var(--max);
  margin: 0 auto;
}
.services__header {
  margin-bottom: clamp(2.5rem, 5.5vw, 4.5rem);
}
.services__header h2 { margin-top: 0.5rem; }

.services__list {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 2rem;
  list-style: none;
  padding: 0;
  margin: 0;
}

.svc {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  padding: 2.5rem;
  background: var(--white);
  border: 2px solid var(--border);
  border-radius: 16px;
  transition: all 0.35s var(--ease);
  position: relative;
  overflow: hidden;
}
.svc::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: var(--red);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.35s var(--ease);
}
.svc:hover {
  border-color: var(--red);
  box-shadow: 0 16px 40px oklch(0 0 0 / 0.12);
  transform: translateY(-6px);
}
.svc:hover::before {
  transform: scaleX(1);
}

.svc__num {
  font-size: 2.25rem;
  font-weight: 900;
  color: var(--red);
  opacity: 0.4;
  line-height: 1;
  margin: 0;
  letter-spacing: -0.02em;
}

.svc__body {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}
.svc__icon {
  color: var(--white);
  flex-shrink: 0;
  width: 56px;
  height: 56px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--red);
  border-radius: 12px;
  transition: transform 0.3s var(--ease);
}
.svc:hover .svc__icon {
  transform: scale(1.08);
}

.svc__text h3 {
  margin: 0 0 0.75rem 0;
  font-size: clamp(1.25rem, 2vw, 1.5rem);
  font-weight: 800;
}
.svc__text p {
  font-size: 0.95rem;
  color: var(--text-mid);
  line-height: 1.7;
  margin: 0;
}

.svc__cta {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--red);
  letter-spacing: 0.01em;
  transition: gap 0.25s var(--ease), color 0.25s;
  align-self: flex-start;
  margin-top: 0.75rem;
  text-transform: uppercase;
}
.svc__cta:hover {
  gap: 0.9rem;
  color: var(--red-hi);
}

/* ============================================================
   ABOUT
   ============================================================ */
.about {
  background: var(--dark);
  padding: clamp(1rem, 2vw, 1.5rem) var(--pad-x);
  color: var(--white);
  scroll-margin-top: 100px;
}
.about__inner {
  max-width: var(--max);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: clamp(3rem, 7vw, 7rem);
  align-items: center;
  min-height: 600px;
}

.about__visual {
  display: flex;
  align-items: stretch;
  justify-content: center;
  align-self: stretch;
  min-height: 500px;
}
.about__photo {
  display: block;
  width: 100%;
  max-width: 520px;
  height: 100%;
  object-fit: contain;
  object-position: bottom center;
}

.about__content h2 {
  color: var(--white);
  margin-top: 0.5rem;
  margin-bottom: 1.5rem;
}
.about__lead {
  font-size: clamp(1rem, 1.8vw, 1.175rem);
  font-weight: 500;
  color: oklch(0.78 0.015 75);
  line-height: 1.65;
  margin-bottom: 1.125rem;
}
.about__content p {
  font-size: 0.9375rem;
  color: oklch(0.62 0.01 75);
  line-height: 1.7;
  margin-bottom: 0.875rem;
}
.about__content .btn--red { margin-top: 1.75rem; }

/* ============================================================
   WHY ME
   ============================================================ */
.why {
  background: var(--surface);
  padding: var(--sec) var(--pad-x);
  scroll-margin-top: 100px;
}
.why__inner {
  max-width: var(--max);
  margin: 0 auto;
}
.why__header {
  margin-bottom: clamp(2.5rem, 5.5vw, 4.5rem);
}
.why__header h2 { margin-top: 0.5rem; }

.why__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
}
.why__item {
  display: flex;
  gap: 1.5rem;
  padding: clamp(1.75rem, 3.5vw, 2.5rem);
  border-top: 1px solid var(--border);
  transition: background 0.2s;
}
.why__item:hover { background: oklch(0.948 0.010 75); }
.why__item:nth-child(odd)  { border-right: 1px solid var(--border); }
.why__item:nth-child(3),
.why__item:nth-child(4)    { border-bottom: 1px solid var(--border); }

.why__n {
  font-size: clamp(1.75rem, 3.5vw, 2.25rem);
  font-weight: 800;
  color: var(--red);
  line-height: 1;
  opacity: 0.28;
  flex-shrink: 0;
}
.why__item h3 { margin-bottom: 0.5rem; }
.why__item p {
  font-size: 0.9375rem;
  color: var(--text-mid);
  line-height: 1.65;
}

/* ============================================================
   PHILOSOPHY SECTION (Spolupráca)
   ============================================================ */
.philosophy-section {
  padding: clamp(4rem, 8vw, 7rem) var(--pad-x);
  background: var(--bg);
}

.philosophy-section__inner {
  max-width: 800px;
  margin: 0 auto;
}

.philosophy-content h2 {
  font-size: clamp(2rem, 5vw, 3rem);
  margin-bottom: 2rem;
  color: var(--text);
}

.philosophy-content p {
  font-size: clamp(1rem, 1.3vw, 1.1rem);
  color: var(--text-mid);
  line-height: 1.85;
  margin-bottom: 2rem;
}

.philosophy-content p:last-child {
  margin-bottom: 0;
}

/* ============================================================
   FAQ SECTION
   ============================================================ */
.faq-section {
  padding: clamp(3rem, 6vw, 5rem) var(--pad-x);
  background: var(--surface);
}

.faq-section__inner {
  max-width: 800px;
  margin: 0 auto;
  display: grid;
  gap: clamp(2rem, 4vw, 3rem);
}

.faq-item {
  background: var(--white) !important;
  border-radius: 12px;
  border: 1px solid var(--border);
  overflow: hidden;
}

.faq-item__trigger {
  width: 100%;
  padding: clamp(1.5rem, 3vw, 2rem);
  border: none;
  background: var(--white) !important;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  transition: none;
  font-family: inherit;
  text-align: left;
}

.faq-item__trigger:hover {
  background: var(--white) !important;
}

.faq-item[data-open] .faq-item__trigger {
  background: var(--white) !important;
}

.faq-item__trigger h3 {
  font-size: clamp(1.05rem, 1.8vw, 1.25rem);
  color: var(--text);
  margin: 0;
  font-weight: 600;
}

.faq-item__icon {
  flex-shrink: 0;
  width: 32px;
  height: 32px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 8px;
  background: transparent;
  color: var(--red);
  transition: transform 0.3s var(--ease);
}

.faq-item.active .faq-item__icon {
  background: transparent;
  transform: rotate(45deg);
}

.faq-item__content {
  display: none;
}

.faq-item.active .faq-item__content {
  display: block;
}

.faq-item__content p {
  font-size: 0.95rem;
  color: var(--text-mid);
  line-height: 1.8;
  margin: 0;
  padding: 0 clamp(1.5rem, 3vw, 2rem) clamp(1.5rem, 3vw, 2rem);
}

/* ============================================================
   PERKS SECTION
   ============================================================ */
.perks-section {
  padding: clamp(4rem, 8vw, 7rem) var(--pad-x);
  background: var(--bg);
}

.perks-section__inner {
  max-width: var(--max);
  margin: 0 auto;
}

.perks-section h2 {
  text-align: center;
  margin-bottom: clamp(3rem, 6vw, 5rem);
}

.perks-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: clamp(1.5rem, 2.5vw, 2rem);
}

.perk-card {
  background: var(--white);
  padding: clamp(2rem, 3.5vw, 2.5rem);
  border-radius: 12px;
  border: 1px solid var(--border);
  display: flex;
  flex-direction: column;
  transition: all 0.3s var(--ease);
  text-align: center;
}

.perk-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 16px 48px oklch(0 0 0 / 0.12);
  border-color: var(--red);
}

.perk-card__icon {
  width: 56px;
  height: 56px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: oklch(0.44 0.22 24 / 0.08);
  border-radius: 10px;
  color: var(--red);
  margin: 0 auto 1.5rem;
  flex-shrink: 0;
}

.perk-card h3 {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--red);
  margin-bottom: 1rem;
  line-height: 1.3;
}

.perk-card p {
  font-size: 0.95rem;
  color: var(--text-mid);
  line-height: 1.7;
  margin: 0;
}

/* Stagger for perk-cards */
.perk-card:nth-child(2).reveal { transition-delay: 0.08s; }
.perk-card:nth-child(3).reveal { transition-delay: 0.16s; }
.perk-card:nth-child(4).reveal { transition-delay: 0.24s; }

/* ============================================================
   CONTACT
   ============================================================ */
.contact {
  padding: clamp(1.5rem, 3vw, 2.5rem) var(--pad-x) clamp(2.5rem, 5vw, 4rem) var(--pad-x);
  background: var(--bg);
  scroll-margin-top: 100px;
}
.contact__inner {
  max-width: 1000px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(3rem, 7vw, 5rem);
  align-items: center;
}
.contact__left h2 {
  margin-top: 0.5rem;
  margin-bottom: 0.625rem;
}
.contact__sub {
  color: var(--text-mid);
  margin-bottom: 2.25rem;
  font-size: 0.9375rem;
}

.cform { display: flex; flex-direction: column; gap: 1.125rem; }
.cform__row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.125rem;
}
.cform__group { display: flex; flex-direction: column; gap: 0.4rem; }
.cform__group label {
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--text);
  letter-spacing: 0.01em;
}
.cform__group input,
.cform__group textarea {
  font-family: var(--font);
  font-size: 0.9375rem;
  color: var(--text);
  background: oklch(0.975 0.006 75);
  border: 1.5px solid var(--border);
  border-radius: 3px;
  padding: 0.725rem 0.95rem;
  outline: none;
  resize: vertical;
  transition: border-color 0.18s, box-shadow 0.18s;
}
.cform__group input:focus,
.cform__group textarea:focus {
  border-color: var(--red);
  box-shadow: 0 0 0 3px oklch(0.44 0.22 24 / 0.10);
}
.cform__consent {
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  margin-top: 1.5rem;
  margin-bottom: 0.5rem;
}

.cform__consent input[type="checkbox"] {
  width: 20px;
  height: 20px;
  margin-top: 2px;
  cursor: pointer;
  accent-color: var(--red);
  flex-shrink: 0;
}

.cform__consent label {
  font-size: 0.9375rem;
  color: var(--text-mid);
  line-height: 1.65;
  cursor: pointer;
}

.consent-link {
  background: none;
  border: none;
  color: var(--red);
  cursor: pointer;
  font-weight: 600;
  text-decoration: underline;
  padding: 0;
  font: inherit;
  transition: color 0.18s;
}

.consent-link:hover {
  color: var(--red-hi);
}

.cinfo {
  background: var(--dark);
  border-radius: 8px;
  padding: clamp(1.875rem, 4vw, 2.75rem);
  color: var(--white);
}
.cinfo h3 {
  font-size: 1.075rem;
  font-weight: 700;
  margin-bottom: 1.875rem;
}
.cinfo__row {
  display: flex;
  align-items: center;
  gap: 1.25rem;
  margin-bottom: 2rem;
  transition: opacity 0.18s;
}
.cinfo__row:hover { opacity: 0.8; }
.cinfo__icon {
  width: 48px;
  height: 48px;
  border-radius: 8px;
  background: var(--red);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  flex-shrink: 0;
}
.cinfo__label {
  display: block;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: oklch(0.50 0.01 75);
  margin-bottom: 0.35rem;
}
.cinfo__value {
  display: block;
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--white);
}
.cinfo__availability {
  display: flex;
  flex-direction: column;
  gap: 0.2rem;
  margin-bottom: 2rem;
}
.cinfo__availability .cinfo__value {
  font-size: 0.9375rem;
  font-weight: 500;
}
.cinfo__capitol {
  padding-top: 1.75rem;
  border-top: 1px solid oklch(0.28 0.01 75);
  display: flex;
  flex-direction: column;
  align-items: center;
}
.capitol-logo {
  height: 42px;
  display: block;
  margin-bottom: 0.5rem;
  margin-left: -15px;
}
.capitol-tag {
  font-size: 0.8rem;
  font-weight: 400;
  color: oklch(0.50 0.01 75);
  letter-spacing: 0.04em;
  margin-top: 0.25rem;
}

/* ============================================================
   SUBPAGES
   ============================================================ */
.hero--subpage {
  min-height: 70vh;
  padding-top: 120px;
}

.hero--subpage .hero__inner {
  grid-template-columns: 1fr;
  gap: 0;
}

.hero--subpage .hero__content {
  max-width: 70%;
}

.hero__subline {
  font-size: 1.05rem;
  line-height: 1.7;
  color: oklch(0.92 0.01 75);
  margin-bottom: 2rem;
  max-width: 600px;
}

.sluzby-detail {
  padding: var(--sec) var(--pad-x) 2rem var(--pad-x);
  background: var(--bg);
}

.sluzby-detail__inner {
  max-width: var(--max);
  margin: 0 auto;
}

.sluzby-detail h2 {
  margin-bottom: 2.5rem;
  text-align: center;
}

.detail-cards,
.produkty__grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1.5rem;
  margin-top: 2.5rem;
}

.detail-card,
.produkt-card {
  background: var(--white);
  padding: 2.5rem;
  border-radius: 8px;
  border: 1px solid var(--border);
  transition: all 0.3s var(--ease);
}

.detail-card:hover,
.produkt-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 32px oklch(0 0 0 / 0.08);
}

.detail-card__icon,
.produkt-card__icon {
  width: 40px;
  height: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: oklch(0.44 0.22 24 / 0.08);
  border-radius: 8px;
  color: var(--red);
  margin-bottom: 1.2rem;
  flex-shrink: 0;
}

.detail-card h3,
.produkt-card h3 {
  margin-bottom: 0.75rem;
  color: var(--text);
  font-size: 1.05rem;
  font-weight: 700;
}

.detail-card p,
.produkt-card p {
  color: var(--text-mid);
  line-height: 1.6;
  margin-bottom: 0.8rem;
  flex: 1;
  font-size: 0.9rem;
}

.detail-card__list,
.produkt-card__list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.detail-card__list li,
.produkt-card__list li {
  color: var(--text-mid);
  font-size: 0.9375rem;
  line-height: 1.6;
  padding-left: 1.5rem;
  position: relative;
  margin-bottom: 0.6rem;
}

.detail-card__list li:before,
.produkt-card__list li:before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--red);
  font-weight: 700;
}

.why-section {
  padding: var(--sec) var(--pad-x);
  background: var(--bg);
}

.why-section__inner {
  max-width: var(--max);
  margin: 0 auto;
}

.why-section h2 {
  margin-bottom: clamp(2rem, 4vw, 3.5rem);
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 2rem;
}

.why-card {
  background: var(--white);
  padding: clamp(2rem, 4vw, 2.5rem);
  border-radius: 12px;
  border: 1.5px solid var(--border);
  transition: all 0.3s var(--ease);
}

.why-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 16px 40px oklch(0 0 0 / 0.1);
  border-color: var(--red);
}

.why-card__icon {
  width: 56px;
  height: 56px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: oklch(0.44 0.22 24 / 0.08);
  border-radius: 10px;
  color: var(--red);
  margin-bottom: 1.5rem;
  flex-shrink: 0;
}

.why-card h3 {
  font-size: clamp(1.1rem, 2vw, 1.375rem);
  color: var(--red);
  margin-bottom: 1rem;
  font-weight: 700;
}

.why-card p {
  color: var(--text-mid);
  font-size: 0.95rem;
  line-height: 1.7;
  margin-bottom: 1.5rem;
}

.why-card__list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.why-card__list li {
  color: var(--text-mid);
  font-size: 0.9rem;
  line-height: 1.65;
  padding-left: 1.75rem;
  position: relative;
  margin-bottom: 0.75rem;
}

.why-card__list li:before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--red);
  font-weight: 700;
}

/* Stagger for why-cards */
.why-card:nth-child(2).reveal { transition-delay: 0.08s; }
.why-card:nth-child(3).reveal { transition-delay: 0.16s; }
.why-card:nth-child(4).reveal { transition-delay: 0.24s; }

/* Mobile adjustments for why-section */
@media (max-width: 767px) {
  .why-grid {
    grid-template-columns: 1fr;
  }
}

/* ============================================================
   BENEFITS SECTION (Minimal Design)
   ============================================================ */
.benefits-section {
  padding: clamp(4rem, 8vw, 7rem) var(--pad-x);
  background: var(--bg);
}

.benefits-section__inner {
  max-width: var(--max);
  margin: 0 auto;
}

.benefits-section h2 {
  margin-bottom: clamp(3rem, 6vw, 5rem);
  text-align: center;
}

.benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: stretch;
}

.benefits-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: clamp(2rem, 3.5vw, 2.5rem);
  display: flex;
  flex-direction: column;
  transition: all 0.3s var(--ease);
}

.benefits-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 16px 48px oklch(0 0 0 / 0.12);
  border-color: var(--red);
}

.benefits-card--featured {
  border: 2px solid var(--red);
  background: var(--white);
  transform: scale(1.02);
}

.benefits-card--featured:hover {
  transform: scale(1.02) translateY(-8px);
  box-shadow: 0 20px 60px oklch(0.44 0.22 24 / 0.15);
}

.benefits-card__icon {
  width: 64px;
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: oklch(0.44 0.22 24 / 0.08);
  border-radius: 12px;
  color: var(--red);
  margin-bottom: 1.5rem;
  flex-shrink: 0;
  font-size: 1.75rem;
}

.benefits-card h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--red);
  margin-bottom: 0.75rem;
  line-height: 1.2;
}

.benefits-card p {
  font-size: 0.875rem;
  color: var(--text-mid);
  line-height: 1.6;
  margin-bottom: 1.25rem;
  flex: 1;
}

.benefits-card__list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.benefits-card__list li {
  font-size: 0.85rem;
  color: var(--text-mid);
  line-height: 1.5;
  padding-left: 1.25rem;
  position: relative;
  margin-bottom: 0.5rem;
}

.benefits-card__list li:last-child {
  margin-bottom: 0;
}

.benefits-card__list li:before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--red);
  font-weight: 700;
  font-size: 0.9rem;
}

/* Stagger for benefits-cards */
.benefits-card:nth-child(2).reveal { transition-delay: 0.08s; }
.benefits-card:nth-child(3).reveal { transition-delay: 0.16s; }

/* Mobile adjustments */
@media (max-width: 1024px) {
  .benefits-grid {
    grid-template-columns: 1fr;
  }

  .benefits-card--featured {
    transform: scale(1);
  }

  .benefits-card--featured:hover {
    transform: translateY(-8px);
  }
}

@media (max-width: 768px) {
  .benefits-section {
    padding: clamp(3rem, 5vw, 5rem) var(--pad-x);
  }

  .benefits-section h2 {
    font-size: clamp(1.8rem, 4vw, 2.5rem);
  }

  .benefits-card h3 {
    font-size: 0.95rem;
  }

  .benefits-card p {
    font-size: 0.8rem;
  }

  .property-checklist {
    grid-template-columns: 1fr;
  }
}

/* Property checklist grid */
.property-checklist {
  grid-template-columns: 1fr 1fr;
}

.sluzby-detail__intro {
  font-size: 1.05rem;
  color: var(--text-mid);
  max-width: 720px;
  margin: 0 auto 3rem;
  line-height: 1.7;
  text-align: center;
}

.produkty {
  padding: var(--sec) var(--pad-x);
  background: var(--white);
}

.produkty__inner {
  max-width: var(--max);
  margin: 0 auto;
}

.produkty h2 {
  margin-bottom: 1rem;
}

.produkty__intro {
  font-size: 1.1rem;
  color: var(--text-mid);
  margin-bottom: 3rem;
  line-height: 1.7;
}

.produkty__grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 2rem;
  margin-top: 2rem;
}

/* Button-specific properties for produkt-card */
.produkt-card {
  cursor: pointer;
  text-align: left;
  font-family: var(--font);
  display: flex;
  flex-direction: column;
}
.produkt-card__cta {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  color: var(--red);
  font-weight: 600;
  text-decoration: none;
  transition: gap 0.2s;
}

.produkt-card__cta:hover {
  gap: 1rem;
}

/* ============================================================
   MODAL
   ============================================================ */
.modal {
  display: none;
  position: fixed;
  inset: 0;
  z-index: 300;
  align-items: center;
  justify-content: center;
  opacity: 0;
  transition: opacity 0.3s var(--ease);
}
.modal.active {
  display: flex;
  opacity: 1;
}

.modal__overlay {
  position: absolute;
  inset: 0;
  background: oklch(0 0 0 / 0.6);
  backdrop-filter: blur(4px);
}

.modal__content {
  position: relative;
  z-index: 1;
  background: var(--white);
  border-radius: 12px;
  padding: clamp(2rem, 5vw, 3rem);
  max-width: 600px;
  width: 90%;
  max-height: 80vh;
  overflow-y: auto;
  box-shadow: 0 20px 60px oklch(0 0 0 / 0.15);
  animation: slideUp 0.3s var(--ease);
}

@keyframes slideUp {
  from {
    opacity: 0;
    transform: translateY(20px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.modal__close {
  position: absolute;
  top: 1.5rem;
  right: 1.5rem;
  width: 40px;
  height: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--surface);
  border: none;
  border-radius: 8px;
  color: var(--text);
  cursor: pointer;
  transition: background 0.2s var(--ease), color 0.2s var(--ease);
}
.modal__close:hover {
  background: var(--border);
  color: var(--red);
}

.modal__title {
  font-size: clamp(1.5rem, 4vw, 2rem);
  font-weight: 800;
  color: var(--text);
  margin-bottom: 1rem;
}

.modal__description {
  font-size: 1rem;
  color: var(--text-mid);
  line-height: 1.8;
  margin-bottom: 2rem;
}

.modal__body {
  font-size: 0.95rem;
  color: var(--text-mid);
  line-height: 1.8;
  margin-bottom: 2rem;
}

.modal__body h3 {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--text);
  margin-top: 1.5rem;
  margin-bottom: 0.75rem;
}

.modal__body h3:first-child {
  margin-top: 0;
}

.modal__body p {
  margin-bottom: 0.75rem;
}

.modal__body ul {
  margin-left: 1.5rem;
  margin-bottom: 0.75rem;
}

.modal__body li {
  margin-bottom: 0.5rem;
  list-style-type: disc;
}

.modal__section {
  margin-bottom: 2rem;
}

.modal__section-title {
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--red);
  margin-bottom: 1rem;
}

.modal__section-subtitle {
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--text);
  margin-bottom: 1rem;
  margin-top: -0.5rem;
  display: block;
}

.modal__section-intro {
  margin-bottom: 1.5rem;
  line-height: 1.8;
}

.modal__list {
  list-style: none;
  padding: 0;
}

.modal__list li {
  padding-left: 1.75rem;
  margin-bottom: 0.75rem;
  position: relative;
}

.modal__list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--red);
  font-weight: 700;
}

/* ============================================================
   INVESTING SECTION
   ============================================================ */
.investing-section {
  padding: clamp(2rem, 5vw, 3.5rem) var(--pad-x);
  background: var(--white);
}

.investing-section__inner {
  max-width: 800px;
  margin: 0 auto;
}

.investing-section h2 {
  text-align: center;
  margin-bottom: clamp(2rem, 4vw, 3rem);
}

.investing-content {
  background: var(--surface);
  padding: clamp(2rem, 4vw, 3rem);
  border-radius: 12px;
  border: 1px solid var(--border);
}

.investing-content p {
  font-size: 0.95rem;
  color: var(--text-mid);
  line-height: 1.8;
  margin-bottom: 1.5rem;
}

.investing-content h3 {
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--text);
  margin-top: 2.5rem;
  margin-bottom: 1.5rem;
}

.investing-content h3:first-of-type {
  margin-top: 2rem;
}

.investments-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 1.75rem;
  margin-bottom: 2rem;
}

.investment-option {
  background: var(--white);
  padding: 1.5rem;
  border-radius: 8px;
  border: 1px solid var(--border);
  transition: all 0.3s var(--ease);
}

.investment-option:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 32px oklch(0 0 0 / 0.08);
}

.investment-option h4 {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--red);
  margin-bottom: 0.75rem;
}

.investment-option p {
  font-size: 0.9rem;
  color: var(--text-mid);
  line-height: 1.6;
  margin-bottom: 0;
}

.benefits-list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.benefits-list li {
  color: var(--text-mid);
  font-size: 0.95rem;
  line-height: 1.7;
  padding-left: 1.75rem;
  position: relative;
  margin-bottom: 0.8rem;
}

.benefits-list li:last-child {
  margin-bottom: 0;
}

.benefits-list li:before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--red);
  font-weight: 700;
  font-size: 1rem;
}

/* Benefits Grid (for investments/savings sections) */
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 1.5rem;
}

.benefit-item {
  display: flex;
  gap: 1.25rem;
  padding: 1.5rem;
  background: var(--white);
  border-radius: 8px;
  border: 1px solid var(--border);
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease);
}

.benefit-item:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 32px oklch(0 0 0 / 0.1);
}

.benefit-item__icon {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
  background: oklch(0.44 0.22 24 / 0.1);
  border-radius: 4px;
  color: var(--red);
  font-weight: 700;
  font-size: 1.1rem;
  flex-shrink: 0;
}

.benefit-item p {
  font-size: 0.95rem;
  color: var(--text-mid);
  line-height: 1.65;
  margin: 0;
}

/* ============================================================
   PILLARS SECTION
   ============================================================ */
.pillars-section {
  padding: var(--sec) var(--pad-x);
  background: var(--surface);
}

.pillars-section__inner {
  max-width: 900px;
  margin: 0 auto;
  display: grid;
  gap: clamp(1.5rem, 3vw, 2rem);
}

.pillar-item {
  background: var(--white);
  border-radius: 12px;
  border: 1px solid var(--border);
  padding: clamp(1.5rem, 3vw, 2rem);
  overflow: hidden;
}

.pillar-item__title {
  font-size: clamp(1.2rem, 3vw, 1.5rem);
  color: var(--red);
  margin: 0 0 1rem 0;
  font-weight: 700;
}

.pillar-item__preview {
  margin-bottom: 1.5rem;
}

.pillar-item__preview p {
  font-size: 0.95rem;
  color: var(--text-mid);
  line-height: 1.8;
  margin: 0;
}

.pillar-item__content {
  display: none;
  margin-bottom: 1.5rem;
}

.pillar-item.active .pillar-item__content {
  display: block;
}

.pillar-item__content p {
  font-size: 0.95rem;
  color: var(--text-mid);
  line-height: 1.8;
  margin: 0 0 1rem 0;
}

.pillar-item__content p:last-child {
  margin-bottom: 0;
}

.btn--small {
  padding: 0.6rem 1.2rem;
  font-size: 0.9rem;
}

/* ============================================================
   LOANS SECTION
   ============================================================ */
.loans-section {
  padding: var(--sec) var(--pad-x);
  background: var(--white);
}

.loans-section__inner {
  max-width: var(--max);
  margin: 0 auto;
}

.loans-section h2 {
  margin-bottom: 1rem;
  text-align: center;
}

.loans-section__intro {
  font-size: 1.05rem;
  color: var(--text-mid);
  max-width: 720px;
  margin: 0 auto 3rem;
  line-height: 1.7;
  text-align: center;
}

.loans-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 1rem;
  margin-top: 0.75rem;
}

.loan-card {
  background: var(--white);
  padding: 1.5rem;
  border-radius: 8px;
  border: 1px solid var(--border);
  transition: all 0.3s var(--ease);
  cursor: pointer;
  text-align: left;
  font-family: var(--font);
  display: flex;
  flex-direction: column;
}

.loan-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 32px oklch(0 0 0 / 0.08);
}

.loan-card__icon {
  width: 40px;
  height: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: oklch(0.44 0.22 24 / 0.08);
  border-radius: 8px;
  color: var(--red);
  margin-bottom: 0.9rem;
  flex-shrink: 0;
}

.loan-card h3 {
  margin-bottom: 0.75rem;
  color: var(--text);
  font-size: 1.05rem;
  font-weight: 700;
}

.loan-card p {
  color: var(--text-mid);
  line-height: 1.6;
  margin-bottom: 0.8rem;
  flex: 1;
  font-size: 0.9rem;
}

.loan-card__cta {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  color: var(--red);
  font-weight: 600;
  text-decoration: none;
  transition: gap 0.2s;
  font-size: 0.875rem;
}

.loan-card:hover .loan-card__cta {
  gap: 1rem;
}

.contact-cta {
  padding: var(--sec) var(--pad-x);
  background: linear-gradient(135deg, oklch(0.32 0.13 22) 0%, oklch(0.24 0.08 22) 100%);
  text-align: center;
  color: var(--white);
}

.contact-cta__inner {
  max-width: 700px;
  margin: 0 auto;
}

.contact-cta h2 {
  color: var(--white);
  margin-bottom: 1rem;
}

.contact-cta p {
  font-size: 1.1rem;
  color: oklch(0.88 0.01 75);
  margin-bottom: 2rem;
  line-height: 1.7;
}

.spolupraca {
  padding: var(--sec) var(--pad-x);
  background: var(--white);
}

.spolupraca__inner {
  max-width: var(--max);
  margin: 0 auto;
}

.spolupraca h2 {
  margin-bottom: 2.5rem;
  text-align: center;
}

.hodnoty-section {
  padding: var(--sec) var(--pad-x);
  background: var(--bg);
}

/* ============================================================
   FOOTER
   ============================================================ */
.footer {
  background: var(--dark);
  padding: 0 var(--pad-x);
  border-top: 1px solid var(--red);
}
.footer__inner {
  max-width: var(--max);
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 2.5rem 0;
  gap: 1.5rem;
  flex-wrap: wrap;
}
.footer__brand { display: flex; flex-direction: column; gap: 0.35rem; }
.footer__name {
  font-size: 1.125rem;
  font-weight: 800;
  color: var(--white);
  letter-spacing: -0.015em;
}
.footer__role {
  font-size: 0.8375rem;
  font-weight: 500;
  color: oklch(0.60 0.01 75);
  letter-spacing: 0.02em;
  text-transform: uppercase;
}
.footer__nav { display: flex; gap: 2.5rem; flex-wrap: wrap; }
.footer__nav a {
  font-size: 0.9rem;
  font-weight: 500;
  color: oklch(0.65 0.01 75);
  transition: color 0.2s var(--ease);
}
.footer__nav a:hover { color: var(--red); }
.footer__legal { display: flex; gap: 2rem; }
.footer__legal a {
  font-size: 0.8375rem;
  font-weight: 500;
  color: oklch(0.60 0.01 75);
  transition: color 0.2s var(--ease);
}
.footer__legal a:hover { color: var(--red); }

.footer__copy {
  max-width: var(--max);
  margin: 0 auto;
  padding: 1.75rem 0;
  border-top: 1px solid oklch(0.20 0.01 75);
}
.footer__copy span {
  font-size: 0.8375rem;
  font-weight: 500;
  color: oklch(0.50 0.01 75);
}

/* ============================================================
   REVEAL ANIMATIONS
   ============================================================ */
.reveal {
  opacity: 0;
  transform: translateY(28px) scale(0.98);
  transition: opacity 0.7s var(--ease), transform 0.7s var(--ease);
}
.reveal.visible { opacity: 1; transform: translateY(0) scale(1); }

/* Stagger for service rows */
.svc:nth-child(2).reveal { transition-delay: 0.10s; }
.svc:nth-child(3).reveal { transition-delay: 0.20s; }
/* Stagger for why items */
.why__item:nth-child(2).reveal { transition-delay: 0.08s; }
.why__item:nth-child(3).reveal { transition-delay: 0.16s; }
.why__item:nth-child(4).reveal { transition-delay: 0.24s; }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 960px) {
  .nav__links, .nav__cta { display: none; }
  .nav__hamburger { display: flex; }

  .nav__links.open {
    display: flex;
    flex-direction: column;
    position: fixed;
    top: 70px;
    left: 0;
    right: 0;
    background: var(--white);
    padding: 0.5rem var(--pad-x) 1.5rem;
    box-shadow: 0 12px 40px oklch(0 0 0 / 0.12);
  }
  .nav__links.open li a {
    display: block;
    padding: 0.925rem 0;
    color: var(--text);
    font-size: 1rem;
    border-bottom: 1px solid var(--border);
  }
  .nav__links.open li:last-child a { border-bottom: none; }

  .nav__submenu {
    display: none;
    flex-direction: column;
    list-style: none;
    padding: 0;
    margin: 0;
    background: oklch(0.97 0.005 60);
  }

  .nav__item-submenu.open .nav__submenu {
    display: flex !important;
  }

  .nav__submenu li a {
    display: block;
    padding: 0.75rem 0 0.75rem 1.5rem;
    color: var(--text-mid);
    font-size: 0.95rem;
    border-bottom: none;
  }

  .nav__submenu li a:hover {
    color: var(--red);
  }

  /* Hero: stack vertically, photo below text */
  .hero__inner {
    grid-template-columns: 1fr;
    align-items: start;
  }
  .hero__content {
    padding-bottom: 2rem;
  }
  .hero__photo-wrap {
    justify-content: flex-end;
    max-height: 50vh;
    overflow: hidden;
  }
  .hero__photo {
    max-height: 50vh;
    filter: none;
  }

  .about__inner { grid-template-columns: 1fr; }
  .about__visual { max-height: 280px; }

  .why__grid { grid-template-columns: 1fr; }
  .why__item:nth-child(odd) { border-right: none; }
  .why__item:nth-child(3),
  .why__item:nth-child(4) { border-bottom: none; }
  .why__item:last-child { border-bottom: 1px solid var(--border); }

  .contact__inner { grid-template-columns: 1fr; }
  .cinfo { position: static; }

  .footer__inner { flex-direction: column; align-items: flex-start; }
}

@media (max-width: 720px) {
  .about__inner {
    grid-template-columns: 1fr;
    min-height: auto;
  }
  .about__visual {
    max-height: 400px;
    margin-bottom: 2rem;
  }

  .svc__body {
    grid-template-columns: 40px 1fr;
    grid-template-rows: auto auto;
    gap: 0.75rem 1.25rem;
  }
  .svc__cta {
    grid-column: 2;
    color: var(--red);
    font-size: 0.8125rem;
  }
}

@media (max-width: 540px) {
  .nav__inner {
    justify-content: flex-start !important;
    position: relative;
  }
  .nav__logo {
    gap: 0.25rem;
  }
  .nav__cta {
    position: absolute;
    right: var(--pad-x);
  }
  .hero {
    min-height: auto;
    padding-top: 5rem;
    padding-bottom: 0.5rem;
  }
  .hero__inner {
    grid-template-columns: 1fr !important;
    gap: 0 !important;
    padding: 0 !important;
    align-items: stretch !important;
    display: block !important;
  }
  .hero__content {
    padding: 2rem var(--pad-x) 2rem !important;
    width: 100%;
    margin-bottom: 0;
  }
  .hero__h1 {
    margin-bottom: 1.75rem !important;
    line-height: 1.15 !important;
    font-size: 1.95rem !important;
    letter-spacing: -0.02em !important;
  }
  .hero__line-1 {
    display: block;
    font-size: 1.5rem !important;
    line-height: 1.3 !important;
    margin-bottom: 0.4rem;
    font-weight: 800;
  }
  .hero__line-2 {
    display: block;
    font-size: 1.5rem !important;
    line-height: 1.3 !important;
    padding-left: 0 !important;
    margin-top: 0.4rem;
    font-weight: 800;
  }
  .hero__actions {
    flex-direction: row !important;
    gap: 0.75rem !important;
    margin-top: 2.5rem;
    margin-bottom: 2rem;
    flex-wrap: wrap;
    align-items: center;
    justify-content: center;
  }
  .hero__actions .btn {
    padding: 0.65rem 1.25rem !important;
    font-size: 0.8rem !important;
    width: auto;
    flex: 1 1 auto;
    min-width: auto;
    margin-top: 0;
  }
  .hero--subpage .hero__actions {
    margin-top: 2.5rem !important;
    margin-bottom: 3rem !important;
    width: 100%;
  }
  .hero--subpage .hero__actions .btn {
    display: block;
    width: auto;
    margin: 0 auto;
  }
  .hero__photo-wrap {
    display: block !important;
    padding: 0 !important;
    max-height: 60vh;
    margin: 0;
    width: 100%;
  }
  .hero__photo {
    max-height: 60vh !important;
    width: 100% !important;
  }
  .hero__bubble {
    width: 55px;
    height: 55px;
    font-size: 0.55rem;
  }
  .hero__bubble svg {
    width: 16px;
    height: 16px;
  }
  .hero__bubble--1 {
    top: 28% !important;
    left: 10px !important;
  }
  .hero__bubble--2 {
    top: 48% !important;
    right: 5px !important;
  }
  .hero__bubble--3 {
    bottom: 16% !important;
    left: 10px !important;
  }
  .hero__scroll {
    display: none !important;
  }

  .about {
    padding: 2.5rem var(--pad-x) 0 var(--pad-x);
  }
  .about__inner {
    grid-template-columns: 1fr !important;
    gap: 1.5rem !important;
    min-height: auto !important;
  }
  .about__visual {
    max-height: 280px;
    margin-bottom: 1.5rem;
  }
  .about__photo {
    max-width: 100%;
  }
  .about__content .btn--red {
    display: block;
    width: fit-content;
    margin: 2rem auto 3rem !important;
  }

  .stats__inner { display: grid; grid-template-columns: 1fr 1fr; }
  .stats__sep { display: none; }
  .stats__item { padding: 1rem 1.25rem; }

  .svc { grid-template-columns: 48px 1fr; }
  .svc__body { grid-template-columns: 1fr; }
  .svc__icon { display: none; }

  .perks-grid {
    grid-template-columns: repeat(2, 1fr) !important;
  }

  .cform__row { grid-template-columns: 1fr; }

  /* Service detail cards for mobile */
  .sluzby-detail {
    padding: 3rem var(--pad-x);
  }
  .sluzby-detail h2 {
    margin-bottom: 1.5rem;
    font-size: 1.75rem;
  }
  .sluzby-detail__intro {
    font-size: 0.95rem;
    margin-bottom: 2rem;
  }
  .detail-cards,
  .produkty__grid {
    grid-template-columns: 1fr;
    gap: 1rem;
    margin-top: 1.5rem;
  }
  .detail-card,
  .produkt-card {
    padding: 1.75rem 1.5rem;
  }
  .detail-card h3 {
    font-size: 1.05rem;
    margin-bottom: 0.75rem;
  }
  .detail-card p {
    font-size: 0.95rem;
    line-height: 1.5;
    margin-bottom: 1rem;
  }
  .detail-card__list {
    font-size: 0.9rem;
  }
  .detail-card__list li {
    margin-bottom: 0.5rem;
  }

  /* Benefits section mobile */
  .benefits-section {
    padding: 3rem var(--pad-x);
  }
  .benefits-section h2 {
    margin-bottom: 2rem;
    font-size: 1.75rem;
  }
  .benefits-grid {
    grid-template-columns: 1fr;
    gap: 1rem;
  }
  .benefits-card {
    padding: 1.5rem;
  }
  .benefits-card h3 {
    font-size: 0.95rem;
  }
  .benefits-card p {
    font-size: 0.9rem;
  }
}